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Wells Fargo Failed To Refund Insurance Money To People Who Paid Off Car Loans Early Report. Wells Fargo is already facing a blitz of litigation and regulatory scrutiny after the bank announced it would reimburse 8. Arcanum Of Steamworks And Magick Obscura. Now, Wells is facing a new inquiry for failing to refund insurance money as required to people who paid off car loans early, according to The New York Times. Last week, Wells Fargo announced it would reimburse 8. Read more Read. The newest probe is being handled by the Federal Reserve Bank of San Francisco, the Times reports, and it involves guaranteed auto protection insurance, which is intended to protect a lender against the fact that a carthe collateral for its loanloses significant value the moment it is driven off the lot. Heres more from the Times on why this ended up an issue for Wells GAP insurance, also known as guaranteed asset protection, makes up that difference for a lender if, for instance, a car is stolen before the loan is paid off. Regular car insurance typically covers only the current market value. Because Wells Fargo is a large auto lender, tens of thousands of customers may have been affected by the banks actions on GAP insurance. It is not mandatory for car buyers to carry GAP insurance, which typically costs 4. But car dealers push the insurance, and lenders like it because of the protection it provides. When borrowers pay off the loans early, they are entitled to a refund of some of the GAP insurance premium because the coverage they paid for is no longer needed. So not only did Wells fess up to forcing unneeded collision insurance on customersof which 2. A spokesperson for Wells told the newspaper that the issue was discovered during an internal review. We are reviewing our practices and actively working with our dealers and have already begun making improvements to the GAP refund process, the spokesperson said in a statement to the Times. If we find customer impacts, we will make customers whole. And they should. Failing to refund insurance money could wind up increasing the total amount owed by a consumer, as the Times notes, and that figure can take a whack on someones credit report. What a mess. Have a tip about Wells Fargo and its auto lending practicesWelcome to Cheatinfo, your number one source for Gamecheats, Action Games, PC Cheats and Codes along with high resolution game. Cheatinfo is updated everyday. The Texarkana Gazette is the premier source for local news and sports in Texarkana and the surrounding Arklatex areas. Avery Design Pro 5.0 Sign Edition (pty)' title='Avery Design Pro 5.0 Sign Edition (pty)' />Cheatbook your source for Cheats, Video game Cheat Codes and Game Hints, Walkthroughs, FAQ, Games Trainer, Games Guides, Secrets, cheatsbook. Sports journalists and bloggers covering NFL, MLB, NBA, NHL, MMA, college football and basketball, NASCAR, fantasy sports and more. News, photos, mock drafts, game. Printer type Allinone wireless printer. Main functions of the HP OfficeJet Pro 8740 include wireless printing, color printing, copy, scan, fax, AirPrint, twosided. The Hollywood Reporter is your source for breaking news about Hollywood and entertainment, including movies, TV, reviews and industry blogs. Media Contacts Pro Your Number 1 Source for Media Lists, Media Databases and Media Contact Information. Great for Press Releases and Public Relations. Reach out at ryan. Avery Design Pro 5.